Your client, Jim, wishes to enroll in a Medicare Advantage plan. What must you tell him regarding his current enrollment?

Prepare for your Social Security and Medicare Exam. Study with engaging flashcards and challenging multiple choice questions complete with hints and explanations. Get ready to ace your test!

To enroll in a Medicare Advantage plan, it is essential that individuals are enrolled in both Medicare Part A and Part B. Medicare Advantage, also known as Part C, is a private insurance product that provides an alternative way to receive Medicare benefits. These plans must cover all services that Original Medicare covers (Parts A and B), meaning that both components are necessary for eligibility.

When someone like Jim seeks to enroll in a Medicare Advantage plan, being enrolled in Medicare Part A allows them to receive hospital and inpatient care benefits, while Part B covers outpatient services, preventative care, and physician visits. Without enrollment in both parts, Jim would not fully meet the requirements to join a Medicare Advantage plan.

Thus, simply having either Part A or Part B does not suffice; enrollment in both is a prerequisite for the Medicare Advantage plan. Therefore, the correct response highlights this critical requirement for Jim's enrollment process.

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